Needs First
Needs before wants when spending money.
This financial guide gives teenagers in foster care a chance to learn about money, savings, banking, earnings, and how their values and attitudes about money will affect their future. Lots of worksheets lets the kids decide for themselves how to plan for a future that they can control. In addition to this publication, there is a part two.
It's natural to always want the good things in life today instead of tomorrow. And if home life has been less than stellar, teens can easily rush to grab the gusto today instead of planning a future for tomorrow. As this guide points out, there's trouble in that approach. It can lead to dead-end jobs, unexpectected parenthood, overwhelming debt and a dangerous lifestyle. Planning and working toward a future isn't easy, but it's the only path to a stable, fulfilling life. Knowing how to save and how to spend can get you on your way. And that's what this guide aims to do.